No credit card teen chat

When your children's concept of pocket change involves actual change, helping them keep track of their money is pretty easy.

But when they start needing serious coin to gas up a sports utility vehicle, or travel abroad, you need more sophisticated financing alternatives like a credit card. They often have high transaction fees abroad, especially for cash advances.

Connect Accounts are designed to give teens (ages 13 – 16) the opportunity to save and spend wisely.

In addition to having convenient, no-fee checking and savings account options with no minimum deposit requirements, teens also become eligible for the Affinity scholarship program.

This checking account is unique in that it allows you to build a positive relationship with us while we help you every step of the way.*Members demonstrating consistent, positive use of their Rebuild Checking account will be eligible for a Totally Gold Checking account.

Pros: Adding your child as an authorized user should take a simple phone call, and the child will have her own card to use. "We've never felt comfortable handing them a card other than for one-time use," he says. Bank Account with ATM Card Pros: It may take an in-person visit to a bank to open up an account for a minor, but then you can link it to a parent's account to easily transfer funds.

You can usually get a separate accounting of their charges. The ATM card makes it easy to get cash while traveling and can be used as a credit card.

When you use the card, the funds are withdrawn directly from your OU Credit Union checking account. Styles listed below may change or be discontinued without notification to OUCU.* *Additional charges may apply for Expedited Shipping & optional check enhancements (Accent Symbols, Distinctive Lettering, Initials & One Liners) **If you have not ordered checks online with us in the last 30 months, you will need to contact us to place your check order.

is committed to providing financial education and superior accounts for our youth and student members.


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